35 Best Places to Retire in the US in 2024

Retirement planning just got a whole lot easier with these latest rankings for the Best Places to Retire in the US for 2024. Whether you’re seeking city excitement or a peaceful suburban haven, these destinations cater to a range of retirement preferences.

The Best Places to Retire in the US in 2024

This guide lists the best places to retire in the US in 2024, prioritizing affordability, healthcare access, and retiree-friendly amenities.

1. Asheville, North Carolina

Nestled in the Blue Ridge Mountains, Asheville offers a perfect blend of natural beauty and urban convenience.

• Affordability: Moderate cost of living with reasonably priced housing.
• Healthcare: Excellent healthcare facilities like Mission Hospital.
• Retiree-Friendly: Rich arts scene, beautiful mountains, and outdoor activities.
• Pros: Mild climate, vibrant arts scene.
• Cons: Higher than average cost of living, limited public transportation.

2. Sarasota, Florida

Famous for its beautiful beaches and cultural offerings, Sarasota is a haven for retirees seeking a warm climate and a rich social life.

• Affordability: No state income tax, affordable housing.
• Healthcare: Superior healthcare with Sarasota Memorial Health Care System.
• Retiree-Friendly: Warm weather, pristine beaches, and cultural events.
• Pros: No state income tax, beautiful beaches.
• Cons: Hot, humid summers, hurricane risk.

3. Lancaster, Pennsylvania

Lancaster boasts a unique mix of history and modernity, with its charming Amish countryside and thriving arts community.

• Affordability: Low property taxes, affordable living.
• Healthcare: Access to multiple quality healthcare centers.
• Retiree-Friendly: Historic charm, Amish countryside, peaceful surroundings.
• Pros: Affordable living, rich cultural heritage.
• Cons: Cold winters, public transportation could be better.

4. San Antonio, Texas

This city blends deep historical roots with modern attractions, offering retirees a culturally rich environment with a low cost of living.

• Affordability: Low cost of living, no state income tax.
• Healthcare: Multiple top-tier healthcare facilities.
• Retiree-Friendly: Rich history, vibrant culture, and warm climate.
• Pros: No state income tax, rich cultural history.
• Cons: Hot summers, car-dependent city.

5. Boulder, Colorado

Known for its stunning mountain views and outdoor activities, Boulder is ideal for retirees who love nature and a vibrant community life.

• Affordability: Higher cost of living but offers value for money.
• Healthcare: Excellent healthcare services and wellness focus.
• Retiree-Friendly: Outdoor recreation, cultural events, and scenic beauty.
• Pros: Picturesque mountain views, health-conscious community.
• Cons: High cost of living, snowy winters.

6. Ann Arbor, Michigan

Home to the University of Michigan, Ann Arbor provides a mix of cultural activities and educational opportunities in a picturesque, small-town setting.

• Affordability: Reasonable housing and living costs.
• Healthcare: Top-notch healthcare, home to the University of Michigan Health System.
• Retiree-Friendly: Educational opportunities, cultural activities, and green spaces.
• Pros: Vibrant cultural scene, good public transportation.
• Cons: Cold winters, slightly higher cost of living.

7. Tucson, Arizona

With more than 350 days of sunshine a year, Tucson is perfect for retirees who enjoy warm weather and a rich Southwestern culture, making it one of the best places to retire in the US in 2024.

• Affordability: Cost of living below the national average.
• Healthcare: Good healthcare facilities with specialized senior services.
• Retiree-Friendly: Warm climate, golf courses, and senior activities.
• Pros: Low cost of living, sunny weather.
• Cons: Very hot summers, limited public transportation options.

8. Raleigh, North Carolina

This city is known for its friendly community, excellent healthcare facilities, and a strong presence of educational and cultural institutions.

• Affordability: Affordable living with a growing housing market.
• Healthcare: High-quality healthcare options.
• Retiree-Friendly: Educational opportunities, cultural venues, and green spaces.
• Pros: Moderate climate, growing job market.
• Cons: Humid summers, public transportation is not extensive.

9. Fort Myers, Florida

Fort Myers offers retirees miles of beaches, a warm climate, and a relaxed lifestyle, making it a popular destination for those seeking a peaceful retirement.

• Affordability: Competitive cost of living and housing.
• Healthcare: Quality healthcare services.
• Retiree-Friendly: Beaches, boating, and a laid-back lifestyle.
• Pros: No state income tax, beautiful beaches.
• Cons: Hot, humid summers, risk of hurricanes.

10. Boise, Idaho

Boise stands out for its affordable living, friendly community, and access to a variety of outdoor activities in a beautiful natural setting.

• Affordability: Lower housing costs and overall affordability.
• Healthcare: Reliable healthcare system.
• Retiree-Friendly: Outdoor activities, community events, and a friendly vibe.
• Pros: Affordable cost of living, outdoor recreation.
• Cons: Cold winters, limited public transportation.

11. Charleston, South Carolina

Charleston’s historical charm, combined with its beautiful beaches and cultural richness, make it a top choice for retirees.

• Affordability: Competitive housing market, reasonable cost of living.
• Healthcare: Numerous reputable healthcare facilities.
• Retiree-Friendly: Historic charm, beaches, and a vibrant cultural scene.
• Pros: Rich history, beautiful coastal setting.
• Cons: Hot, humid summers, flood risk.

12. Portland, Oregon

Renowned for its parks, bridges, and bicycle paths, Portland is perfect for retirees who value sustainability and a vibrant cultural scene.

• Affordability: Higher cost of living balanced by amenities.
• Healthcare: Excellent healthcare options and wellness programs.
• Retiree-Friendly: Green spaces, cultural activities, and eco-friendly lifestyle.
• Pros: Great public transportation, environmentally friendly.
• Cons: High cost of living, rainy climate.

13. Madison, Wisconsin

This city offers a blend of urban and natural environments, with a lively cultural scene and plenty of green spaces.

• Affordability: Cost-effective living and housing.
• Healthcare: Strong healthcare system with several top-rated hospitals.
• Retiree-Friendly: Active cultural scene and numerous lakes and parks.
• Pros: Vibrant cultural scene, four distinct seasons.
• Cons: Cold winters, higher cost of living.

14. Albuquerque, New Mexico

Albuquerque is known for its unique culture, balloon fiesta, and access to numerous outdoor adventures.

• Affordability: Low cost of living and affordable housing.
• Healthcare: Good healthcare facilities, with specialized senior care.
• Retiree-Friendly: Sunny weather, rich cultural heritage, and outdoor activities.
• Pros: Sunny climate, affordable living.
• Cons: Occasional crime issues, limited public transportation.

15. Knoxville, Tennessee

Knoxville offers a mix of urban conveniences and natural beauty, with a low cost of living and a welcoming community.

• Affordability: Very affordable living and housing costs.
• Healthcare: Accessible and quality healthcare services.
• Retiree-Friendly: Beautiful landscapes, cultural events, and a welcoming community.
• Pros: Affordable cost of living, scenic views.
• Cons: Humid summers, car-dependent city.

16. Pittsburgh, Pennsylvania

This city boasts a rich history, diverse neighborhoods, and a resurgence in arts and culture, all in a retiree-friendly package.

• Affordability: Low cost of living compared to other metropolitan areas.
• Healthcare: Excellent healthcare, including renowned facilities.
• Retiree-Friendly: Cultural landmarks, sports, and vibrant city life.
• Pros: Affordable housing, and rich cultural heritage.
• Cons: Cold winters, and hilly topography impact transportation.

17. Omaha, Nebraska

Known for its friendly people and strong sense of community, Omaha offers retirees a comfortable and affordable living experience.

• Affordability: Cost-effective living with affordable housing.
• Healthcare: High-quality healthcare services.
• Retiree-Friendly: Friendly community, cultural attractions, and great dining.
• Pros: Low cost of living, a strong sense of community.
• Cons: Cold winters, public transportation could be better.

18. Austin, Texas

Austin’s vibrant music scene, outdoor spaces, and cultural diversity make it a lively and exciting place for retirees.

• Affordability: Higher cost of living but offers a great lifestyle.
• Healthcare: Top healthcare facilities and wellness focus.
• Retiree-Friendly: Music scene, outdoor activities, and a vibrant community.
• Pros: Vibrant music and cultural scene, no state income tax.
• Cons: Hot summers, traffic congestion.

19. Grand Rapids, Michigan

Grand Rapids combines urban sophistication with small-town charm, offering retirees cultural attractions and a community feel.

• Affordability: Affordable housing and living expenses.
• Healthcare: Reliable healthcare services.
• Retiree-Friendly: Arts and culture scene, beautiful landscapes, and community events.
• Pros: Affordable living, vibrant arts scene.
• Cons: Harsh winters, public transportation is limited.

20. Virginia Beach, Virginia

This coastal city is perfect for retirees who love the beach, with a variety of activities and a relaxed pace of life.

• Affordability: Reasonable cost of living, with various housing options.
• Healthcare: Good healthcare facilities.
• Retiree-Friendly: Beaches, parks, and a relaxing atmosphere.
• Pros: Mild climate, beachfront living.
• Cons: Tourist traffic, hurricane risk.

21. Spokane, Washington

Spokane offers a mix of urban amenities and natural beauty, with a strong sense of community and affordable living.

• Affordability: Affordable housing and lower cost of living.
• Healthcare: Quality healthcare services.
• Retiree-Friendly: Natural beauty, outdoor recreation, and a close-knit community.
• Pros: Affordable housing, natural beauty.
• Cons: Cold winters, car-dependent city.

22. Des Moines, Iowa

Known for its friendly atmosphere and cultural events, Des Moines offers a high quality of life at a reasonable cost.

• Affordability: Low cost of living and housing.
• Healthcare: Solid healthcare system.
• Retiree-Friendly: Friendly community, cultural events, and plenty of green space.
• Pros: Low cost of living, friendly community.
• Cons: Cold winters, limited public transportation.

23. Tampa, Florida

Tampa’s warm weather, beautiful beaches, and rich cultural life make it one of the best places to retire in the US.

• Affordability: Competitive living costs, no state income tax.
• Healthcare: Numerous healthcare options.
• Retiree-Friendly: Warm climate, beaches, and recreational activities.
• Pros: No state income tax, warm climate.
• Cons: Humid summers, hurricane risk.

24. Reno, Nevada

Known as “The Biggest Little City in the World,” Reno offers retirees entertainment, outdoor activities, and a favorable tax climate.

• Affordability: Reasonable cost of living, no state income tax.
• Healthcare: Good healthcare services.
• Retiree-Friendly: Vibrant city life, outdoor activities, and scenic beauty.
• Pros: No state income tax, diverse outdoor activities.
• Cons: Cold winters, car-dependent city.

25. Salt Lake City, Utah

With its breathtaking scenery, cultural attractions, and active community, Salt Lake City is a great choice for a well-rounded retirement.

• Affordability: Moderate cost of living, with a range of housing options.
• Healthcare: Excellent healthcare facilities.
• Retiree-Friendly: Outdoor adventures, cultural events, and a friendly community.
• Pros: Beautiful mountainous setting, strong economy.
• Cons: Cold winters, air quality issues in winter.

26. Scottsdale, Arizona

Nestled in the Sonoran Desert, Scottsdale captivates retirees with its warm climate and desert charm.

• Affordability: Moderate cost of living with diverse housing options.
• Healthcare: Top-notch healthcare facilities, including HonorHealth Scottsdale Shea Medical Center.
• Retiree-Friendly: Abundant golf courses, cultural events, and outdoor adventures in the McDowell Sonoran Preserve.
• Pros: Sunny weather, upscale shopping, vibrant arts scene.
• Cons: Higher cost of living, limited public transportation options.

27. Naples, Florida

Situated on the Gulf of Mexico, Naples beckons retirees with its tropical ambiance and luxury living.

• Affordability: Relatively high cost of living, but varied housing options available.
• Healthcare: Outstanding medical facilities, including NCH Baker Hospital.
• Retiree-Friendly: Pristine beaches, golf courses, and upscale dining options.
• Pros: Sunshine-filled days, cultural amenities, abundant recreational activities.
• Cons: Higher cost of living, occasional hurricane threats.

28. Santa Fe, New Mexico

Located in the Sangre de Cristo Mountains, Santa Fe enchants retirees with its rich cultural heritage and artistic flair.

• Affordability: Moderate cost of living with unique adobe-style housing.
• Healthcare: Quality healthcare, including Christus St. Vincent Regional Medical Center.
• Retiree-Friendly: Historic charm, vibrant arts community, and outdoor adventures in the nearby mountains.
• Pros: Unique Southwestern culture, artistic vibe, diverse cuisine.
• Cons: Higher elevation may affect some, occasional winter snow.

29. Greenville, South Carolina

Greenville offers a perfect blend of Southern charm and outdoor recreation.

• Affordability: Affordable cost of living with various housing options.
• Healthcare: Excellent medical facilities, including Prisma Health Greenville Memorial Hospital.
• Retiree-Friendly: Picturesque parks, cultural events, and a revitalized downtown area.
• Pros: Mild climate, friendly community, vibrant downtown scene.
• Cons: Limited public transportation, occasional traffic congestion.

30. Prescott, Arizona

Embraced by the Bradshaw Mountains, Prescott lures retirees with its enjoyable climate and an inviting Old West ambiance.

• Affordability: Moderate cost of living with diverse housing choices.
• Healthcare: Quality healthcare, including Yavapai Regional Medical Center.
• Retiree-Friendly: Historic charm, outdoor activities in Prescott National Forest, and a vibrant arts scene.
• Pros: Four-season climate, friendly community, outdoor recreational opportunities.
• Cons: Higher altitude may affect some, limited public transportation.

31. Myrtle Beach, SC

Embraced by the Atlantic Ocean, Myrtle Beach attracts retirees with its renowned golf courses and extensive beaches.

• Affordability: Lower than the national median, making it a budget-friendly option for retirees.
• Healthcare: Quality healthcare facilities, including Grand Strand Medical Center.
• Retiree-Friendly: Popular tourist destination with a variety of recreational activities, from beach outings to golfing.
• Pros: Affordable living, vibrant community, numerous entertainment options.
• Cons: High tourist traffic during peak seasons, potential for hurricanes​.

32. Wilmington, NC

Nestled along the coast, Wilmington appeals to retirees with its warm climate and historic charm.

• Affordability: Moderate cost of living with a diverse range of housing options.
• Healthcare: Excellent healthcare facilities, including New Hanover Regional Medical Center.
• Retiree-Friendly: Coastal living with easy access to beaches and outdoor activities.
• Pros: Mild winters, rich cultural scene, close proximity to major cities.
• Cons: Humidity in summer, occasional hurricanes​.

33. College Station, TX

Home to Texas A&M University, College Station offers a blend of college-town vibrancy and suburban tranquility.

• Affordability: Moderate with a variety of housing options.
• Healthcare: Access to premier health resources in nearby Houston.
• Retiree-Friendly: Cultural amenities provided by Texas A&M, including arts and sports.
• Pros: Access to university amenities, low traffic congestion, friendly community.
• Cons: Hot summers, less public transportation.

34. Peoria, Illinois

Peoria offers a blend of urban and suburban living with a strong sense of community and access to excellent healthcare facilities.

• Affordability: Low cost of living with affordable housing options.
• Healthcare: Quality healthcare facilities, including OSF Saint Francis Medical Center.
• Retiree-Friendly: Lively arts scene, riverfront attractions, and a peaceful environment.
• Pros: Affordable living, vibrant cultural community.
• Cons: Cold winters, limited public transportation.

35. St. George, Utah

Located near stunning national parks, St. George is a favorite for retirees who love warm weather and outdoor activities.

• Affordability: Moderate cost of living with a variety of housing options.
• Healthcare: High-quality healthcare services, including Intermountain St. George Regional Hospital.
• Retiree-Friendly: Scenic views, golf courses, and a tight-knit community.
• Pros: Sunny climate, abundant outdoor recreation.
• Cons: Hot summers, limited nightlife options.

Climate Data for Each City

City	Avg. Summer Temp (°F)	Avg. Winter Temp (°F)	Annual Precipitation (inches)	Avg. Humidity (%)
Asheville, NC	85	40	47	70
Sarasota, FL	91	60	55	74
Lancaster, PA	84	32	42	67
San Antonio, TX	96	52	32	64
Boulder, CO	88	30	20	45
Ann Arbor, MI	83	25	34	66
Tucson, AZ	100	50	12	36
Raleigh, NC	89	39	46	68
Fort Myers, FL	92	58	54	76
Boise, ID	90	30	11	47
Charleston, SC	88	43	48	71
Portland, OR	80	35	36	73
Madison, WI	82	20	33	69
Albuquerque, NM	92	35	9	44
Knoxville, TN	87	40	50	72
Pittsburgh, PA	83	30	38	70
Omaha, NE	89	20	30	60
Austin, TX	96	45	35	65
Grand Rapids, MI	82	27	38	68
Virginia Beach, VA	87	43	45	74
Spokane, WA	86	27	17	60
Des Moines, IA	86	23	35	67
Tampa, FL	91	60	51	75
Reno, NV	92	30	7	37
Salt Lake City, UT	91	30	16	55
Scottsdale, AZ	105	55	8	38
Naples, FL	92	58	54	76
Santa Fe, NM	86	25	14	41
Greenville, SC	88	42	50	71
Prescott, AZ	89	30	19	50
Myrtle Beach, SC	88	43	51	73
Wilmington, NC	88	42	57	72
College Station, TX	96	46	40	67

 

Frequently Asked Questions

1. What factors should I consider when choosing the best place to retire?

When selecting a retirement destination, consider factors like affordability, healthcare access, climate, lifestyle preferences (urban vs. suburban), and proximity to family or loved ones. Access to recreational activities, a strong community, and a retiree-friendly environment are also important.

2. Which US cities are the most affordable for retirees in 2024?

In 2024, cities like Lancaster, PA, and Boise, ID, offer affordable housing and low costs of living, making them attractive options for retirees on a budget. These cities also provide access to healthcare and outdoor activities, perfect for a comfortable retirement.

3. Why is healthcare access important for retirees?

Healthcare access is crucial for retirees as medical needs tend to increase with age. Retiring in a location with top-tier healthcare facilities ensures that you have access to regular check-ups, specialized care, and emergency services, contributing to a healthier, more secure retirement.

4. What makes a city retiree-friendly?

A retiree-friendly city offers amenities such as affordable living, accessible healthcare, recreational opportunities, and a welcoming community. It also includes features like public transportation, senior activities, and low crime rates, making it easier for retirees to enjoy their lifestyle without hassle.

5. Are there any tax benefits for retirees in certain states?

Yes, some states offer significant tax benefits for retirees. For example, Florida and Texas have no state income tax, which can be highly beneficial for retirees relying on pensions, Social Security, or investment income. Consider these financial advantages when choosing a retirement location.

In 2024, the list of best places to retire in the US provides an ideal balance of affordability, healthcare access, and retiree-friendly environments. These cities offer diverse lifestyles, ensuring that every retiree can find a place that feels like home.