The Need for Affordable Housing for Older Adults

boomers staying put in their family homes Affordable Housing for Older Adults

Affordable housing for older adults is crucial in today’s changing climate. As temperatures rise, seniors face greater risks from extreme weather. Affordable, climate-resilient housing can help protect them.

Still reeling from catastrophic flooding that left at least 1 dead, Vermont braces for another round of rain | CNN — Vermont Flooding | CNN

The Growing Need for Affordable Housing for Older Adults

The demand for affordable housing for older adults is increasing. Many seniors live on fixed incomes. Rising housing costs strain their budgets. Affordable options are often scarce, forcing many into unsafe living conditions.

Climate Change and Its Impact

Climate change affects housing in many ways. Heatwaves and severe storms can damage homes. Older adults are more vulnerable to these conditions. Affordable housing for older adults must also be climate-resilient. This means using materials and designs that withstand extreme weather.

Mudslide traps vehicles on Barre, Vermont, road amid flash flooding

As told by The Guardian, Doug and Rhoda Mason believed their hillside home above Barre, Vermont, was safe. On 11 July 2023, record rains caused severe flooding in their city. Just before 5 am, a landslide struck their house, pushing it 10 feet off its foundation. “It was like an explosion,” Doug said. He had retired 10 years earlier, and it was his 78th birthday. Their home was destroyed, and they spent nearly two months searching for affordable rentals while staying with relatives. They finally found a two-bedroom apartment 40 miles away in Williston, far from their family, doctors, and familiar community.

Health and Safety Concerns

Poor housing can lead to health issues. For older adults, this is especially dangerous. Affordable housing for older adults should include features like proper insulation and air conditioning. These features help maintain a safe and healthy living environment.

Why so many Vermonters were blindsided by July's flooding | WBUR News — Vermont Flooding | WBUR News

Climate Disasters and Housing Pressures

Natural disasters increase housing challenges. In 2021, severe weather damaged one in 10 US homes. Many older adults rely on fixed incomes, pensions, and limited savings, making it hard to afford repairs or find new housing. Doug and Rhoda Mason, for example, lived comfortably on social security and part-time work. They had paid off their cedar shake home, purchased in 1982, and never planned to leave. “I really figured that was going to be our ending home too,” Rhoda said.

However, due to knee surgeries, the Masons couldn’t move into a house with steep stairs. In New England, only about 20% of homes have age-friendly features like step-free entries and main floor bedrooms and bathrooms. Nationwide, about 40% of homes have these features, but less than 4% are accessible for people with moderate disabilities. “We just don’t have sufficient options that are affordable and accessible and well-connected to services for older adults,” said Jennifer Molinsky from Harvard’s joint center for housing studies. Vermont’s housing stock, mostly large and older homes, mismatches the needs of aging residents.

boomers aging in placeAffordable Housing for Older Adults — Image from Canva

Community and Support Services

Affordable housing should also provide access to support services. These services include healthcare, social activities, and transportation. They help older adults live independently and stay connected to their communities.

Policy and Funding Solutions

Government policies play a crucial role. Increased funding for affordable housing for older adults is necessary. Incentives for building climate-resilient homes can drive positive change. Collaboration between public and private sectors can create more affordable housing options.

Successful Models and Examples

Some communities are already making progress. Programs that retrofit existing homes with climate-resilient features show promise. New developments designed specifically for seniors are also emerging. These projects serve as models for other communities to follow.

Housing for Boomers: Addressing America's Inadequate Housing Supply

The United States is facing a unique and pressing challenge: providing adequate housing for boomers. The demand for housing is undergoing a significant shift, with the baby boomer generation (those aged 65-84) emerging as the primary source of net change in housing demand across the nation.

Affordable housing for older adults is essential in today’s climate. It ensures safety, health, and quality of life for seniors. By prioritizing climate resilience and support services, we can create better housing options. Addressing these challenges requires a collaborative effort from all sectors.